Frequently Asked Questions (NHS)  |  General »  |  Excess »


Would I be entitled for the £250.00 per night cash benefit? - Examples

1. I have recently spent a couple of nights in an NHS hospital following an emergency admission.

NO - The NHS cash benefit is not payable following emergency admissions.

2. I had my surgery through the NHS but I didn’t stay overnight.

NO - The cash benefit is only payable for 1 night stay or longer.

3. I recently had an overnight stay in a NHS hospital following orthodontic surgery.

NO - If your NHS stay is due to a procedure the PHS would not cover privately, the cash benefit would not be payable.

4. I stayed in an NHS Hospital for 2 months following an operation, which would have been covered privately.

The £250.00 is payable up to a maximum of 21 nights per financial year.

5. I had a stay in a NHS hospital for which I claimed the cash benefit. I then had another stay a few months later.

You would be entitled to claim the NHS benefit again up to the 21 night maximum.